We cater to businesses of all sizes
First Commercial Checking
First Commercial Checking is made to fit all businesses. It is tailored on a pay-as-you-go basis. You only pay for the services you need and only as often as you use them.
- Immediate funds availability
- A competitive "earnings credit" on the collected balances you keep with us helps to offset any charges you may have in a given month.
- The account balance and level of activity determine the maintenance fee for this account.
- Earnings Credit Rate: 1.25%
- Daily Overdraft Fees:
$10.00-$999 $5.00;
$1,000-$1,999 $10.00;
$2,000-$2,999 $15.00;
$3,000-$3,999 $20.00;
$4,000 + $25.00
- Monthly Maintenance Fee $6.00
- Per deposit $0.40
- Per check $0.15
- Per on us checks in deposit $0.06
- Per transit checks in deposit $0.09
First Commercial Plus Checking Accounts
First Commercial Plus Checking is tailored on a pay-as-you-go basis. You only pay for the services you need and only as often as you use them.
Commercial Plus is specifically designed for our sole-proprietor customers. You earn interest on your account balances. The interest rate for this account is the same rate as our NOW Account rate.
- Immediate funds availability
- A competitive "earnings credit" on the collected balances you keep with us helps to offset any charges you may have in a given month.
- The account balance and level of activity determine the maintenance fee for this account.
- Earnings Credit Rate: 1.25%
- Daily Overdraft Fees:
$10.00-$999 $5.00;
$1,000-$1,999 $10.00;
$2,000-$2,999 $15.00;
$3,000-$3,999 $20.00;
$4,000 + $25.00
- Monthly Maintenance Fee $6.00
- Per deposit (first 10 free) $0.40
- Per check (first 30 free) $0.15
- Per on us checks in deposit (first 40 free) $0.06
- Per transit checks in deposit (first 40 free) $0.09
Free Account Evaluations
If you currently have a business checking account with another bank, we will be happy to evaluate your account under our pay-as-you-go basis. You may be paying for checking services in a flat rate fee system that you never use.
APY: Annual Percentage Yield | Rates effective as of: 10/3/06 |
