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Business Banking

VISA® Small Business Credit Card

0% Fixed Introductory APR. No Annual Fee*

Apply Now for Visa Business
By clicking the Apply Now link you will be leaving www.firstcbt.com.

Pay no Annual Fee and get a 0% Fixed Introductory APR for purchases and balance transfers for the first six billing cycles from the date of account opening*. Spend more money on your business, not on fees.

  • Small Business Edition: Receive our most competitive APR and use the card for all your business purchases, whether it's office supplies or dinner with a client.
  • Small Business Rewards: Make purchases and earn one point for every net dollar you spend. Enjoy points when you order from an office supply store, rent a car or buy airline tickets. Redeem points for merchandise and travel rewards. No limit on points. Points don't expire. Browse Rewards By clicking Browse Rewards you will be leaving www.firstcbt.com.

Keep your business spending separate from your personal and enjoy these great features:

  • EMV Chip Card Security
  • Employee cards at no added cost
  • Generous 25-Day Grace Period
  • Comprehensive reporting
  • Zero Fraud Liability
  • Set Card Alerts
  • Review Account Information Online
  • Track Spending Online
  • Make Payments Online
  • Travel Insurance 1
  • Auto Rental Collision Damage Waiver 2
  • ...and much more

Convenience along with worldwide acceptance. Whenever you have a question you can:

  • Call (800) 883-0131 for the 24/7 U.S. based Customer Contact Center and receive personal service.
  • Stop by any branch for a little extra help.
  • Access your accounts online.


* See Business Card Pricing information for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

1. Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.

2. To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company. Restrictions apply if you have personal automobile insurance covering this theft or damage.

® Visa is a registered trademark of Visa Inc.

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