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Business Banking

Merchant Card Processing

Credit cards are a fast and convenient way for your customers to pay. Why not give them a choice? We can help you set up this service or save you money compared to your current service.

Merchant Card Processing Overview
Types of Industries We Process For Retail storefronts, mail order / telephone order companies, service businesses, large or small companies.
Types of Businesses We Process For We process for all businesses that are approved businesses by Newtek, our back end processor. We are able to offer processing service for retail store fronts, mail order telephone order companies, POS systems with software, gateway control modules and smart phone/PDA readers.
Processed and Underwritten by: Newtek is a leading provider of payment processing services, a credit and debit card acceptance company in the U.S. and is dedicated exclusively to the small-to-medium merchant market.
Discount Rate Because every business is different, whether they swipe the customer’s card or enter the information manually, these types of criteria affect the rate. Ask for a quote today.
Brands We Process
MasterCard Visa Discover AMEX
Available Equipment

There are many inexpensive stand-alone terminals available to fit your business' needs. Ask us for details as this equipment is continuously being updated.

Looking for a complete payment package? We have POS (Point of Sale) options with integrated card readers are available for your business that will help with reporting, inventory and merchant processing integration.

If you have a small business, we offer smart phone or tablet card reader to fit your needs.

We even have gateway services available to allow you to process cards over the Internet.

Is This a New Service For You?

If this is a new service to you and your business, simply contact us and we will put together a quote for you to review. All we need is:

  1. Your anticipated ticket average.
  2. Your gross sales for the previous year.

Do You Have an Existing Service?

If you currently accept credit cards, we would like the opportunity to try and save you money. Simply contact us and we will put together a quote for you to review. We will need:

  1. Statements of the previous three months from your current processor.
  2. The make and model number of the terminal you are currently using.

With this information we will determine the actual rate you are paying with your current processor and try to find a way to save you money. We will also check to see if the terminal you are using is able to be reprogrammed.

How Does it Work?

  1. Batch your totals at the end of each business day. MasterCard and Visa (and any other card you accept) will clear the transactions through your customer's bank.
  2. Your money, minus your discount rate and any applicable fees, will be deposited into your specified checking account in about 48 hours.

Need a Quote?