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Business Banking

Personal Checking

Because there are many different needs, we offer a wide array of checking accounts. Below, we have listed our accounts in an easy to compare format, making it simple to find one that fits your lifestyle.

Personal Checking First eChecking First Community CLUB® / CLUB® Plus Checking First Community Checking First Community Gold Checking
(55 and older)
First Community Student Checking
Monthly Maintenance Fee - $6.95 / $7.95 $7.50 - -
Minimum Balance To Open $100 $100 $100 $100 $100
Minimum Balance To Avoid Monthly Maintenance Fee - - $500 - -
Immediate Funds Availability Yes Yes Yes Yes Yes
Unlimited Check Writing Yes Yes -
20 per month. $.19 after 20.
Yes Yes
Free Money Orders and Cashier's Checks - Yes
- Yes -
Discount on Check Orders - Yes
Free Club Checks or
50% Discount on other styles
- - -
Discount on Safe Deposit Box - Yes
One Year Discount
- - -
Debit MasterCard™* Yes Yes Yes Yes Yes
Special CD Rates - - - Yes -
First eStatements Yes
Yes Yes*** Yes Yes
First ePay Yes
Free with 5 paid bills per month.**
Free with 5 paid bills per month.**
$5.00 per month, unlimited bills.
$5.00 per month, unlimited bills.
$5.00 per month, unlimited bills.
First eMobile Yes

All First Community CLUB Accounts include:

  • Everyday Rebate Rewards - Receive 10% of up to $100 in receipts every quarter for items you purchase everyday.
  • Grocery Coupon Certificate Booklet - Receive $500 worth of grocery coupons.
  • Identity Theft Insurance - Provides you with expert assistance and up to $2,500 in financial relief in the event your identity is stolen.
  • Savers Club Book - Save 50% at over 3,000 participating lodging properties plus discount offers from theme parks and car rental companies.
  • Sojourns® Magazine Subscription - Vivid color photography and in-depth travel stories sent to you twice a year.
  • $10,000 24-Hour Accidental Death and $20,000 Scheduled Airline Insurance.

All First Community CLUB Plus Accounts include:

  • Everything listed above with First Community CLUB Account
  • Medical Emergency Data Card - Convenient plastic medical card with your current health profile in case of an emergency.
  • Rx Advantage Prescription Drug Program - Preferred pricing on many prescription medications at participating pharmacies nationwide. This program is not insurance.
  • Half Price Hotels - Save up to 50% on room rates at thousands of hotels.
  • Purchase Protection and Extended Warranty - Two Benefits in One -- 90-Day Purchase Replacement --Protects items in case of theft, loss or damage for the first 90 days. Extended Warranty -- Extends original warranties up to an additional year. Some restrictions apply.

Contact a New Account Representative


* Foreign ATM fee may be charged for getting cash at another bank's ATM.
** First ePay has no monthly maintenance fee when 5 bills are paid per month. When less than 5 bills are paid in a month a monthly maintenance fee of $5.00 will be charged.
*** There is no monthly statement fee with First eStatements. To receive a paper statement with First Community Checking, a monthly statement fee of $2.00 is charged.

® Club is a registered trademark of Progeny Marketing. ® Sojourns is a registered trademark of Progeny Marketing.™ Debit MasterCard is a trademark of MasterCard International.


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