Mortgage Loans
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First Community Bank and Trust and ICBA offer Home Buying Tips in the Digital Age
August 16, 2023
Categories: Community Banking, Community Banking Advocacy, Community News, General, Mortgage Loans
The Internet is much more than a tool for casual browsing. It’s ingrained in everything we do—from paying bills to shopping for a home. Among all generations of home buyers, the first step taken in the home search process was to look online for properties, according to the National Association of Realtors’ 2022 Home Buyer and Seller Generation Trends report. With so much information available at your fingertips, it can be hard to make sense of it all, especially for a process
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First Community Bank and Trust, ICBA Offer Tips to Help Simplify the Homebuying Process
May 31, 2023
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Beecher, IL (June 1, 2023)—In recognition of National Homeownership Month, First Community Bank and Trust (FCBT) and the Independent Community Bankers of America (ICBA) are encouraging current and prospective homeowners to consult their trusted local community banker about how to make the homebuying process easier and more affordable. “Owning a home is a major financial undertaking and can be an important component in building generational wealth,” said Steve Koehn, Senior Vice
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Finding inspiration in the community
February 4, 2022
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Electronic Banking, General, Mortgage Loans
February 1, 2022 Banks need to send sensitive documents all the time, but secure email is clunky. Greg Ohlendorf of First Community Bank and Trust worked with a partner to make that hassle a thing of the past. By Colleen Morrison, Independent Banker When it comes to innovation, sometimes it’s all about finding the right partner: one who shares community bank values. So believes Greg Ohlendorf, president and CEO of First Community Bank and Trust in Beecher, Ill. “Innovation
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Springtime Home Buying Tips
May 4, 2021
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared. 1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your
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Your Home Is Your Biggest Investment
July 1, 2020
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Beecher, IL (July, 2020) Home maintenance can be overwhelming, but staying on top of the small stuff can save you money and help you avoid emergency repairs. This summer is sure to be very different than usual and most of us will be keeping our distance and staying home. What better time to take care of your biggest investment? Check out this brief list of necessary home maintenance tasks to take care of this summer and throughout the year: Gutters - Clogged gutters can cause
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FCBT Sheds Light on the Homebuying Process
May 29, 2020
Categories: Community Banking Advocacy, Electronic Banking, General, Mortgage Loans
Beecher, IL (June, 2020)—The Independent Community Bankers of America® (ICBA) and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of the resources that community banks offer that make financing easier and more affordable. “For most people, buying a home is an investment in their future and a foundation upon which to establish community ties and amass financial security,” said
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Springtime Home Buying Tips
February 25, 2020
Categories: Community Banking, Community News, Electronic Banking, General, Mortgage Loans
Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared. 1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your
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Happy Independence Day!
July 1, 2019
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Community News, Electronic Banking, General, Mortgage Loans
As we celebrate our nation’s birth this Fourth of July, we are proud to represent our country’s independent spirit as community bankers, contributing to our nation’s economic well-being through service to our customers and communities. At First Community Bank and Trust it’s the relationship, not the transaction, that governs our practices and interactions with customers and distinguishes us as independent lenders. Because we are locally owned and operated, we understand
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First Community Bank and Trust Offers Insights to Help Demystify Homebuying
May 30, 2019
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
June 2019 - The Independent Community Bankers of America® (ICBA)and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of community bank resources that make financing easier and more a personal. “For most people, buying a home is an investment in their future—an opportunity to establish roots, start a family, and build financial security,” said Greg Ohlendorf, President and CEO of First
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Homeownership in the Digital Age
April 26, 2019
Categories: Community Banking, Electronic Banking, General, Mortgage Loans
Technology is a powerful tool. It can save time (via mobile payments) and money (comparison shopping has never been easier), and now it’s becoming a routine source of information in the purchase or sale of a home. More than 50 percent of buyers from all generations frequently used the Internet to search for their home, but that figure jumps to 99 percent for buyers 37 years and younger, according to the National Association of Realtors’ 2018 Home Buyer and Seller
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